$XRP $BTC
#Crypto #XRP #Investing #Blockchain #Finance #DigitalAssets #Cryptocurrency #MarketAnalysis
Could XRP Ever Hit $100? Here’s Why Experts Call It a Fantasy
The news surrounding XRP has taken a pivotal turn, especially following recent institutional developments. An analyst from Crypto Insight UK reframes the ongoing XRP narrative by distinguishing between utility and speculation. He emphasizes that while there is growing institutional interest, this does not validate the ambitious “$100 dreams” circulating in the crypto community.
He welcomes macroeconomic and regulatory tailwinds but warns that market euphoria often outpaces fundamental realities. Therefore, he advises disciplined profit-taking if XRP approaches what he considers its plausible price range for this cycle. “Don’t get caught in the trap of thinking that when it starts to send, it’s going to go to $100 or $200 or even $50 straight away,” he cautions. Should XRP ascend into double digits, the analyst plans to offload a substantial portion—around 80%—of his portfolio.
Massive Tailwinds for XRP
The macroeconomic backdrop he highlights includes the Federal Reserve’s recent 25-basis-point rate cut on September 17. Chair Jerome Powell’s indication of potential further easing has influenced market sentiment, with risk assets initially reacting to the headlines before stabilizing. For this analyst, the rate cut was a “nothing burger” in isolation. However, it has intensified focus on micro drivers within the crypto space, particularly flows and policy shifts.
On the policy front, he points to a significant regulatory pivot: the SEC’s approval of generic listing standards for spot commodity ETPs across major exchanges. This change simplifies the pathway for crypto ETFs beyond just Bitcoin and Ethereum. The SEC also cleared Grayscale’s Digital Large Cap product, which includes Bitcoin, Ether, XRP, Solana, and Cardano, marking a new phase for regulated crypto baskets.
Furthermore, developments in derivatives infrastructure are noteworthy. The CME Group plans to introduce options on Solana and XRP futures, potentially attracting new institutional players into the market.
Yet, the analyst identifies Ripple’s new institutional initiative as the sleeper story of the week. Ripple has partnered with DBS and Franklin Templeton to enable accredited clients to switch between Ripple’s dollar stablecoin (RLUSD) and Franklin Templeton’s tokenized money-market fund (sgBENJI) on the DBS Digital Exchange. This collaboration could enhance the utility of RLUSD while providing a regulated venue for transactions.
Why XRP Won’t Reach $100 This Cycle
In assessing XRP’s future, the analyst emphasizes the importance of risk management over speculative price targets. He notes the recent decline in Bitcoin dominance, suggesting an early-stage rotation toward altcoins. However, the short-term price structures remain volatile. He references BNB’s upward momentum but observes that XRP still lags behind its potential.
The analyst reiterates that speculation often drives prices higher than fundamental utility initially. He warns traders against confusing institutional news with established valuation models for base-layer settlement tokens.
So, where does this leave XRP? The analyst holds a conservative view compared to social-media fantasies. He believes that utility will eventually emerge, particularly as the U.S. market evolves regarding institutional frameworks—ETFs, CME derivatives, tokenized cash, and collateral. However, he maintains the thesis that the $12 region will likely represent the cycle’s peak for XRP.
Until a widely accepted framework for pricing “base utility” emerges, he plans to sell into strength should XRP reach his target range, retaining a 10% “moon bag” for future potential. This discipline, he argues, is as much psychological as it is mathematical: “If you were afraid of losing $1,000… and it’s now worth $20,000, you should be 20 times more afraid of losing $20,000.”
At press time, XRP traded at $3.03. To stay updated on the latest in the crypto world, check out more insights here. For those looking to explore trading opportunities, consider this platform for crypto investments.
Comments are closed.