Investment Analysis for CITIGROUP INC (Ticker: C)

Fundamental Analysis

For the financial year ending 2024, CITIGROUP INC has shown some concerning figures in its cash flow statement. The net cash flow from financing activities has shown a negative value of USD 38,304,000,000. This indicates that the company is spending more funds than it is receiving, which could be a risk to its financial health.

Moreover, the company has also reported exchange losses of USD 12,677,000,000 during the same period. These losses are likely to have a significant impact on its overall profitability.

The company’s net cash flow from operating activities also registered a negative value of USD 19,669,000,000. This indicates that the company’s core business activities aren’t generating enough cash to sustain its operations, which could be a significant concern for investors.

Balance Sheet Analysis

Looking at the balance sheet, CITIGROUP INC has a total asset value of USD 2,352,945,000,000. However, it has a high liabilities value of USD 2,143,579,000,000, meaning the company has a significant amount of debt relative to its assets.

Moreover, the company’s long-term debt stands at USD 287,300,000,000. This level of long-term debt could pose a risk to the company’s financial stability, especially if it struggles to generate enough cash flow to service this debt.

Income Statement Analysis

The company’s income statement also raises some concerns. The company has reported a net income/loss available to common stockholders as USD 11,458,000,000. However, this figure is significantly impacted by a high noninterest expense of USD 53,984,000,000 and a provision for loan, lease, and other losses of USD 9,726,000,000.

These high costs and expenses could impact the company’s profitability and ability to generate positive returns for shareholders.

Technical Analysis

The technical analysis for CITIGROUP INC suggests a downward trend in the company’s stock price. The stock price has decreased from USD 79.08 to USD 76.49 over the past ten data points. This downward trend could continue if the company’s financial performance doesn’t improve.

Recommendation: SELL

Given the company’s negative cash flows, high level of liabilities, and decreasing stock price, it is recommended to SELL the stock. These financial indicators suggest that the company could face financial instability and reduced profitability, impacting its ability to generate positive returns for investors.